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Fire & Water - Cleanup & Restoration

How to Evaluate Your Disaster Preparedness as a Kingston Business Owner

10/18/2020 (Permalink)

A man's hand controlling a dial with the words "stop, start" and an arrow pointing to "disaster recovery plan." Investing in disaster preparedness for your business will allow for a smoother recovery in the event of a disaster!

Planning for all potential risks for your business is a wise undertaking for an owner, especially when planning ahead for a natural disaster. For those that are not prepared, natural disasters can be extremely detrimental, causing a loss in revenue and extensive damages to the structure.

By investing in disaster preparedness, you can set yourself up for a smooth recovery following a disaster.

Identifying all potential scenarios may seem intimidating, which is why we recommend that business owners focus on three main categories—insurance coverage, evacuation planning and a restoration plan—to make sure everything is fully considered.

Your Commercial Insurance Coverage

In the aftermath of a natural disaster, many business owners are dismayed to learn that their commercial insurance does not provide as much coverage as they thought that it might. General commercial policies are often not set up to cover the extensive damage a disaster can cause, often excluding flooding and revenue losses explicitly from what is included.

Your Emergency Plan and Supply Kit

When a natural disaster is on the way, you often will not have much time for a reaction. By planning ahead, you will know exactly what to do and can do so quickly. Consider the risks that are the most likely to impact your business, such as fire or severe weather, and tailor your plans with these in mind. Planning for evacuating quickly is crucial, but do not forget to pack an emergency kit for the event that you and your staff must stay put and await assistance.

Your Plan for Restoration and Recovery

Taking measures to reduce the time that your business is closed in a disaster’s aftermath is the best way to limit the negative impacts that it has on your business. Choose your commercial restoration company ahead of time so you can call immediately following a disaster and begin the recovery process. You may also be eligible for disaster recovery assistance thanks to the Small Business Administration, so it is worth looking into that as well.

If your business has been impacted by a disaster, you can contact us 247 for guidance on how to begin the commercial restoration process.

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